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HSBC Finance

HSBC Interest Free HSBC Logo

Buy Now Pay Later with HSBC – What is it?

When buying with Interest Free finance you can buy what you want, take it home NOW and pay for your purchase for over 12 - 60 months interest free. (60 months only available during promotional periods).

Interest Free repayment periods Minimum monthly repayments are required and upon the interest period expiring any balance remaining will incur interest charges.

How much can I finance?

Depending on your own personal circumstances HSBC will determine an approved finance amount.

How do I make a purchase with HSBC?

Easy, go into a participating Stan Cash store and let our team know you would like to pay with HSBC. They will help you with your HSBC application so that you can get a response right away and know what amount HSBC has approved you to spend.

Why not apply right now and see what spending power you have?

Click Here to APPLY for a
HSBC Interest Free Card

You already have a HSBC Card?

If you already have a HSBC credit card, you can make a purchase using HSBC Interest Free finance. When you come into a participating store just let the team member know that you will be paying with your HSBC card and they’ll let you know what finance options are currently available.


After your Interest Free period end and remaining balance reverts back to a variable cash advance rate of 25.99% p.a. ($99 Annual Fee, Minimum Purchase Amount Apply)

Minimum monthly payments apply (3% or $30, which ever is higher) to your interest free purchase.

# Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate applicable at the time, which is 25.99%p.a, current as at 28/06/2019 and is subject to change. Monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application.  Minimum purchase  amounts apply. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595

Issued by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence No. 232595 (“HSBC”) and HSBC is the credit provider. Lending criteria, fees, charges and interest rates apply. Terms and conditions apply